Living Life PayCheck To PayCheck
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Living paycheck-to-paycheck is a reality for most. Even the celebs can relate. Chrissy Metz, star of This Is Us revealed that on the day she auditioned for her role, she had only 81 cents in her bank account and was unsure if she would have enough gas to get there.

Most of Us Live Paycheck-to-Paycheck

And she’s not alone. A report showed that 4 out of 5 workers are counting down to payday to make ends meet. And 25% of the working population reported they were unable to stretch their funds until their next payday.

When your cash starts to dwindle, and you cut out as much discretionary spending as you can, you still may be faced with impossible decisions. Do you buy groceries or fill your gas tank?

When you’re holding down a full-time job, chances are you’re just waiting for payday to release the money you have already earned. But sometimes, you just can’t wait. Sometimes, living is a day-to-day challenge, and you need access to your funds more frequently than every two weeks.

Payday Loans are a Slippery Slope

That’s why payday loans have become so popular 12 million Americans rely on them. But at a 400% APR, payday loans can be a gateway to falling into a perpetual cycle of borrowing.

The folks at Earnin thought that predatory financial models like the payday loans model were unfair. So, they took matters into their own hands and decided to offer an alternative.

Earnin is on a mission to inspire financial fairness across the world

Earnin Your Paycheck

Earnin is on a mission to inspire financial fairness across the world of finances and solve the problems that are holding most people back:

  • Pay cycles that keep you from accessing your hard-earned money
  • Unfair overdraft fees and penalties
  • Medical bills that are putting us into debt
  • Needing more ways to find extra cash

And you “tip” what you think is fair, even if it’s $0!

Get Your Cash Out

With Earnin, you can cash out up to $100 per day of the money you have already earned. Ease your daily worries about how you’re going to have enough gas to get to work, pick up that prescription you need, or feed your family.

Balance Shield

You can protect your account from overdrafts—and ridiculous fees!–by setting up an automatic cash-out of up to $100 if your balance ever falls below $100. One less thing for you to have to worry about.

Health Aid

When medical bills are piling up, let Earnin help take one more concern off your plate and negotiate your total or payment terms. They will go to bat for you and try to work out an arrangement that will work within your budget.

Cash Back Rewards

You can even earn cash rewards that are automatically transferred into your bank account, just by shopping at participating local businesses. Again, Earnin is putting the cash in your hands when you need it, a.k.a., now, so you don’t have to wait.

If you’re tired of living paycheck-to-paycheck and ready to unlock your pay, learn more about Earnin and download the app today.