Simple Ways To Boost Your Budget Without Lifting A Finger
Christina Rodgers
If your like most American’s making it to Friday with any money in your bank account is a struggle. According to the US Federal Reserve, almost 1/2 of the households in America can’t cover a $400 emergency expense!
That’s the bad news, the good news is that there are hundreds of companies that can help you save BIG on things you use every day! Here are the best companies that can put cash in your wallet and help you save the cash you already have:
1. Earn Free Airline Miles
If you love to travel, you need to get Swagbucks.
Swagbucks is the web’s most popular rewards program and is partnered with top brands like Amazon, Walmart, and Target. One Swagbucks user reported that she’s earned $450 towards flights with Southwest Airlines Gift Cards.
Here’s how it works. You get cash-back when you shop online, take surveys and more. You can consistently make about $5 per day watching videos on Swagbucks. Redeem points for gift cards to Amazon, Target, Walmart and more, or get cash deposited into your Paypal account.
2. Get A Free Avon Website
This isn’t your Grandma’s Avon! Today’s Avon ladies are armed with much more than ever before. They now have access to a free personal e-commerce website, video tutorials, and social media campaigns.
Avon offers e-Representatives unique benefits like education assistance, health benefits and training on valuable social media marketing skills – making it different from the typical side hustle.
3. Get Your Paycheck Before PayDay
Living paycheck to paycheck is the worse feeling to have. If you have a full-time job, you should have access to cash when you need it.
That’s why they made Earnin! Earnin is an amazing mobile app that gives you access to your paycheck before payday. This no interest, cash advance gives you access to your paycheck based on the number of days you have worked. You can have money in your account before payday. The fees you pay are voluntary. Earnin is a MUST HAVE app to make sure you never have to use a payday loan ever again.
4. Always Get The Lowest Price When You Shop Online
Did you now that most major retailers like Amazon, Walmart, Macy’s, Target and more price guarantee that you will pay the lowest prices. What does that mean? Well, if you buy a sweater today and it goes on sale tomorrow, you are due the difference in the price. But, you the consumer, must go to Amazon and tell them that they owe you money.
That’s where Paribus, from Capital One, comes in.Paribus can save you up to 20% by tracking all the items you buy online and making sure you paid the lowest price. If you should have paid a lower price, Paribus will automatically start the refund process for you. The money gets refunded to your credit or debit card.
5. Get Cash To Take Surveys
Vindale Research is a legitimate market research company that is hired by brands you probably know and already buy to gather consumer input. They use this info to improve their products, marketing efforts, and profitability. That’s how they pay you real cash to take surveys!
6. Save Big When You Quit Cable
If you are paying a cable company to watch television you’re paying way too much! The average consumer pays almost $1,500 a year to watch cable.
Get FuboTV and save over 50% on cable. You can stream all your favorite local and cable channels for a fraction of the cost. Millions of Americans are quitting cable every month. The cable company doesn’t need your hard-earned money.
7. Consolidate Your Credit Card Debt & Save Big
Finding the right personal loan and getting approved can take months. Who has months to wait for a loan? That’s why Even, the leading search, comparison and recommendation engine for financial services created “Fiona”.
Fiona is the fastest, easiest, most comprehensive way to search loans and savings accounts from the top providers. By filling out a simple form, Fiona checks if you are pre-approved and gets the best offers from the top providers for you in seconds, so you can get instantly matched with the right personalized offer all in one place. You can borrow as much as $100,000, with loan terms of up to 7 years. The interest rate you’ll pay will depend on your creditworthiness. It will take you less than 60 seconds to apply.
8. Get Guaranteed Exclusive Membership To A Survey Panel
LifePoints may be the fastest growing free paid survey panel in the US.
It’s simple and free to sign up for a LifePoints account. You need to give your name/email and create a password and then you’ll need to add your home address as well (so they can send you your money). Once you’ve done this, you’re all set!
9. This Company Will Give You Free Gift Cards
Survey Junkie is one of the leading online market research companies in the U.S. Sometimes you’ll see Survey Junkie polls in the media, shaping the conversation.
Register for Survey Junkie’s panel. Members earn Survey Dollars for completing surveys. You can redeem your Survey Dollars for Cash via gift cards to Amazon Target and more. Or you can get funds deposited into your Paypal account.
10. Earn Money Watching Movie Previews
InBoxDollars is one of the world’s leading online rewards clubs, and works with top brand names like Walmart, Netflix, Target, and H&R Block. Earn up to $225 a month shopping, reading email offers, and even watching online TV right on your mobile device.
Choose a video selection (topics include TV shows, movie previews, cooking videos and more). InboxDollars lets you know how long each playlist runs from a few minutes to a half-hour.
Signing up with InBoxDollars is fast and easy.
11. Download This App & Get Paid For Window Shopping
Shopkick is a rewards app that allows you to earn awards at your favorite stores for doing the simplest of thing: window shopping!
You can earn gift cards to your favorite stores just for walking into stores or scanning certain items. For instance, you can earn 25 kicks for walking past a store, earn 200 kicks for setting up your Shopkick account or 100 kicks for scanning your receipt from the score.
12. Lower Your Car Payment
If you bought a new car, truck or SUV in the past 24 months you’re probably are paying too much in interest. Getting a new car can be fast and easy — and can put more money in your pocket. You may be able to reduce your monthly payment and boost your total savings on interest by getting a new car loan.
If you want to lower your current car payment or simply upgrade your ride check out Smart Auto Saver. They can get you into the new car of your dreams at the payments you can afford.
Quick Note
Adding extra money to your monthly budget can be easier than you think. But if you are on the fence, here are our top 3 choices that get you earning real rewards quickly from your smartphone. PS. We know you had to lift your finger to take advantage of these great programs: