The Best Apps For People With Bad Credit

Tom Twardzik
The Best Apps For People With Bad Credit
Quick FYI: The companies and recommendations in this post contain sponsored links. Which means A Quarter Richer receives compensation or a commission. You can learn more about our Advertising Policies by visiting here. We are telling you this because honesty is the best policy.

Are you struggling with a low FICO® score? Bad credit feels like a brick wall standing in the way of so many things: home financing, car loans, credit cards and more. Even with a low FICO® score, you still need to finance big purchases!

Luckily, there are quality companies out there that are ready to help you overcome these problems with trustworthy solutions.

Check out these companies that offer great options for people with bad credit:

1. Build A Rockstar Stock Empire For Just $1

Stash is an app that allows you to start investing with just $1. By purchasing fractional shares in companies like Tesla, Ford, Apple, or Google, anyone can afford to build real wealth at a price they can afford.

You can build a diversified portfolio with very little money. The service has a $0 account minimum, so there is no reason not to join! For a limited time, Stash will give you $5 to invest when you make your first investment.

Get AmOne

2. Downloading This App Could Save You $720.00

You should always shop around. But, shopping for insurance isn’t fun and usually not easy! That’s why they created Gabi.

Gabi helps you find the best insurance deals by comparing rates from more than 20 insurance companies like Geico, Nationwide, Progressive, Kemper, Travelers and more. You can compare auto insurance, home owners insurance and renters insurance all in one simple app.

Gabi uses artificial intelligence (AI) to make getting an insurance quote faster and easier than it has ever been. Gabi is a licensed insurance broker in ALL 50 states! So you can buy the best policy for you right on the spot!

Gabi finds savings for about two thirds of its customers, with an average savings of $720 per year.

Get Gabi

3. Be Like Nora - She Boosted Her FICO® Score 47 Point Instantly

Hitch your credit score to this rocket and watch it take off with Experian Boost™. If your credit is on the cutoff of “Bad” to “Fair” or “Fair” to “Good,” this FREE tool could brighten your day in a few seconds.

All you have to do is sign up and verify that you have been paying your bills on time (cell phone bill, cable bill, other utilities.) and you could get an INSTANT credit score boost. Plus, it’s FREE! Nora V. got a boost of 47 points instantly! There’s no easier way to improve your credit. Results will vary, see Experian’s website for full details.

Claim Your Boost

4. This Company Could Pay You $100.00/Month To Take Surveys

You may not feel very useful as you scroll your way into the depths of the internet, but your data is actually worth A TON of money to corporate goons.

So, why not take a piece back? With Swagbucks, you can. They give out over 7,000 gift cards a day to customers for Amazon, Walmart, Target and more just for surfing the web and watching videos. Or, you can have cash sent straight to your PayPal account. Swagbucks is 100% FREE to join!

It’s easy to make an extra dollars in one day, by watching a few videos. That translates to some serious extra cash in your pocket each month.

A Swagbucks user in Pennsylvania, 52-year-old Carolinda Hendrickson, earned $1,200 in a year.

Register Now

5. Use This To Get Pre-Qualified For A Platinum MasterCard

If you’re looking for a credit card to keep your year on track, try the Milestone Gold MasterCard. You can pre-qualify for the Milestone Gold MasterCard and see if opening a new credit card works for you.

When you pre-qualify for the Milestone Gold MasterCard, it gives you a better idea of whether or not you are going to be approved for a new account. Pre-qualification won’t hurt your credit score, unlike many other credit card applications.

Milestone Gold MasterCard comes with a minimum $300 opening line of credit based on your creditworthiness. It also has a first-year annual fee as well. That will also be based on your creditworthiness. The APR is lower than most credit cards for people who have less than perfect credit, 24.9%. It can be a great way to set a new credit milestone for 2020 and get your finances on the right track.

Pre-Qualify Now

6. Download This App & You Could Win $1 Million

If you’re feeling lucky, or even not so lucky, you should download Lucktastic. Lucktastic is one of the most popular scratch-off sweepstakes apps ever. They have awarded over $3 million in cash prizes with over 220,000 winners.

Lucktastic isn’t the answer to all your problems, but it’s fun, free, and you have a chance to win real cash now.

Enter To Win Now

7. Get Rid Of IRS Tax Debt With This App

There are only two things in life that are guaranteed - “death and taxes.” The Internal Revenue Service (IRS) is relentless, and if you owe them money, it can have sweeping effects across all aspects of your life. The IRS has the power to garnish your wages, seize your assets, and place a lien on your property to obtain the money you owe.

If you owe money to the IRS and need assistance, try SuperMoney’s tax relief matching service. Fill out their simple form, and SuperMoney will match you to a service provider that fits your individual needs. A tax professional can help you negotiate with the IRS. It is possible to pay off your tax debt and put an end to the tax liens, wage garnishments, and late fees Uncle Sam is charging you.

Learn More

8. Use This Debt Management Strategy

If you’re like millions of American’s you have debt. Whether it’s your mortgage, credit cards, or student loans, you have debt!

Many people use term life insurance as a long term debt strategy.Ladder Insurance, offers instant term life insurance, so there’s no need to meet with an agent!

You can apply for Ladder’s life insurance coverage online and manage all aspects of your policy through its web portal. Just complete their simple web application and in 5 minutes you could have an approval decision. Ladder offers policies at affordable rates.

Ladder is also particularly convenient, as the company allows you to increase or decrease your policy size instantly online, as opposed to having to cancel and reapply for a new policy.

Get Ladder Life Now

As you can see, your low FICO® Score doesn’t prevent you from taking advantage of some of the most helpful and supportive services available. All of these companies accept a range of scores, and a few of them are specifically designed to help people with bad credit.

Related Story

Worried About The Economy? Do These 12 Things Now To Cut Your Monthly Expenses Today