While we face a significant bit of uncertainty over the next few months, one thing is clear: we will need to manage our money wisely! Doing that while you’re in between paychecks or have less than perfect credit can be tight.
Here are some special programs and services to help you get free samples, boost your FICO® Score, and manage your finances:
1. Get Loan Advice Form An Expert
Founded in 1999, AmOne is another online loan matching platform, that offers a personal experience. AmOne specialists will assist you by understanding your current financial situation and ensure you are connected to the best option. With their large lending and financial network exceeding 100 providers, you can be sure there is no place better to go to ensure you get connected with the best option and receive a top-rated customer experience.
You can borrow up to $50,000, and APR rates will vary based on your creditworthiness.
Fill out a short form on their website, and you will receive an instant response.
2. Cancel Your Car Insurance Today
You should always shop around. But shopping for insurance isn’t fun and usually not easy! That’s why they created Gabi.
Gabi helps you find the best insurance deals by comparing rates from more than 20 insurance companies like Geico, Nationwide, Progressive, Kemper, Travelers, and more. You can compare auto insurance, homeowners insurance, and renters insurance all in one simple app.
Gabi uses artificial intelligence (AI) to make getting an insurance quote faster and easier than it has ever been. Gabi is a licensed insurance broker in ALL 50 states! So you can buy the best policy for you right on the spot!
Gabi finds savings for about two-thirds of its customers, with an average savings of $865 per year.
3. Build A Rockstar Stock Empire For Just $1
Stash is an app that allows you to start investing* with just $1. By purchasing fractional shares in companies like Tesla, Ford, Apple, or Google, anyone can afford to build real wealth at a price they can afford.
You can build a diversified portfolio with very little money. A Stash Invest account allows you to invest with as little as $.05 cents. When you open a Stash Invest account and deposit at least $5, Stash will give you a bonus $5 to invest.
4. Be Like Nora - She Boosted Her FICO® Score 47 Points Instantly
It may not be on your mind, but keeping a strong FICO® Score right now is crucial. If your credit is on the cutoff of “Bad” to “Fair” or “Fair” to “Good,” Experian Boost™ is a FREE tool that could brighten your day in a few seconds.
All you have to do is sign up and verify that you have been paying your bills on time (cell phone bill, cable bill, other utilities) and you could boost your credit scores INSTANTLY. Nora V. got a boost of 47 points instantly! There’s no more natural way to improve your credit scores. Results will vary, see Experian.com website for details.
5. Use This Simple Trick To Control All Your Debt
If you own your home, chances are you have a mortgage. You may also have credit card debt. What would happen if you or your spouse died? Who would pay all the bills? A trick many people do is get an inexpensive life insurance policy to cover the mortgage and credit card debt in case they die.
A term life policy from Ladder Life Insurance is easy and affordable. If your relatively healthy and between the ages of 21-60 you can qualify. There are usually NO medical exams.
Ladders allow you to increase or decrease your policy value without any difficulty. So when you are younger and have more debt, you can carry more life insurance. When you are older, you can downgrade your policy.
Unless you plan on hitting the lottery, you should think about getting an affordable life insurance policy. Don’t leave your family with a pile of bills that don’t have Ben Franklin’s picture on it.
6. Get Real Cash To Shop At Your Favorite Stores
You may not feel very useful as you scroll your way into the depths of the internet, but your data is actually worth A TON of money to corporate goons.
So, why not take a piece back? With Swagbucks, you can. They give out over 7,000 gift cards a day to customers for Amazon, Walmart, Target, and more just for surfing the web and watching videos. Or, you can have cash sent straight to your PayPal account.
It’s easy to make an extra $5 in a one day by watching a few videos. That translates to some serious extra cash in your pocket each month.
7. Get A Free Lottery Ticket
If you’re feeling lucky, or even not so lucky, you should download Lucktastic. Lucktastic is one of the most popular scratch-off sweepstakes apps ever. They have awarded over $3 million in cash prizes with over 220,000 winners.
Lucktastic isn’t the answer to all your problems, but it’s fun, free, and you have a chance to win real cash now.
8. Fill Your Cabinets With Free Samples
There’s no better way to save money, then by collecting FREE samples. Pinchme allows its members to participate in relevant market research. Most market research opportunities just send people surveys and ask them questions about their general habits and preferences when it comes to products.
Instead, PinchMe sends their members free samples of products and then asks that they provide information and opinions about the specific products they received, so companies can get the most precise feedback possible.
Pinchme asks its customers to take a survey providing information about themselves and their preferences. When it is time to request a sample, you will get to choose the samples you want to try.
So get ready to fill up your pantry for free.
9. Pay Off Your Credit Card Debts
Founded in 2009, Monevo has grown to become the nation’s largest loan and financial matching company in the US. Although they help people in all types of situations, if you are a person with poor to fair credit, you may benefit the most by working with them.
Monevo specializes in assisting people in finding the right financial solution based on their individual needs. With their large lending and financial network exceeding 30 providers, you can be confident there is no place better to go to ensure you get connected with the best option and receive a top-rated customer experience. Monevo lender rates start at 3.99% APR but may vary based on your credit history and income.
Their process is straightforward. Fill out a short form on their website, and you will receive an instant response, without affecting your credit score. If you have been turned down before, Monevo is ready to help you.
10. Play Video Games For Grocery Money
If you love money and love playing games on your phone, Mistplay is a must for you. Mistplay is a mobile app that offers users the opportunity to play games and earn prizes. Mistplay launched in 2017. The rewards users can receive, include things like Amazon, Google Play, and Visa gift cards, to name just a few.
Mistplay is pretty straightforward. The more you play, the more you’ll earn. There are no fees or expenses involved with Mistplay, from downloading to redeeming, and the only real limitation is the time you have to dedicate to playing.
Register here for a new account, and start gaming. If you commute to work or are stuck at home self quarantining, it is an easy way to earn Visa gift cards to use as real cash.
11. Cancel Your Cable Service & Save Thousands
According to Consumer Reports, most American’s pay over $2,000 a year for cable TV. That’s just ridiculous! As we face a recession economy, you need to make sure you are not wasting money.
AT&T TV is a month to month service. There are no credit checks or deposits. There’s no equipment to rent either. That’s one of the reason’s why AT&T TV is so inexpensive.
After you register, you can choose the programming package that fits your needs. AT&T TV offers four different entertainment packages. AT&T TV packages start at $49.99/month for 65 channels and $69.99/month for over 130 channels. No matter what package you choose you will always get your local channels.
Plus for a limited time, you can get 1 year free of HBO Max. Get all the HBO shows and award-winning movies like Joker, without paying for it.
12. Earn Rewards For Watching Movies
Unlike other rewards websites that are less than legit, MyPoints has been here since 1996. That’s almost 25 years of solid reputation under its belt.
MyPoints rewards points can be redeemed in $5 increments, which works out to 700 rewards points. You can earn rewards for playing games, watching movies or even reading emails.
MyPoints has a massive list of redeemable items, making these points more lucrative than many other survey rewards sites. A popular way to redeem these rewards points is by getting gift cards for some of the most popular restaurants and retail stores on the market. If you want easy rewards, register for MyPoints, it’s FREE!
*Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures. Investment advisory services offered by Stash Investments LLC, an SEC-registered investment adviser. This material has been distributed for informational and educational purposes only and is not intended as investment, legal, accounting, or tax advice. Investing involves risk. This material is not intended as investment advice and is not meant to suggest that any securities are suitable investments for any particular investor. Investment advice is only provided to Stash customers. The offer is subject to Promotion Terms & Conditions.