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The Best Loan Options For People Who Earn More Than $30,000 A Year

Christina Rodgers
The Best Loan Options For People Who Earn More Than $30,000 A Year
Quick FYI: The companies and recommendations in this post contain sponsored links. Which means A Quarter Richer receives compensation or a commission. You can learn more about our Advertising Policies by visiting here. We are telling you this because honesty is the best policy.

Obtaining a personal loan used to take weeks as banks reviewed every aspect of your financial life. But online lenders have changed the game, using automated tools to streamline the application process.

As the pandemic forces the U.S. economy into a recession, examining loan options right now makes sense. Many lenders are looking to see if you have a job! This list can provide you with the ability to find the right loan solution based on your current credit score and income level:

1. If You Earn More Than $30,000 A Year Try Fiona

Finding the right personal loan and getting approved can take months. Who has months to wait for a loan? That’s why Even, the leading search, comparison, and recommendation engine for financial services created “Fiona.”

Fiona is the fastest, easiest, most comprehensive way to search loans and savings accounts from the top providers. By filling out a simple form, Fiona checks if you are pre-approved and gets the best offers from the top providers for you in seconds, so you can get instantly matched with the right personalized offer all in one place. You can borrow as much as $100,000, with loan terms of up to 7 years. The interest rate you’ll pay will depend on your creditworthiness. It will take you less than 60 seconds to apply. Credit card debt can get out of hand fast, but you don’t have to continue paying those outrageous interest rates.

Try Fiona Now

2. This Company Isn’t Worried About Your FICO, If You Earn Over $35,000

Founded in 1999, AmOne has grown to become one of the nation’s largest financial assistance companies for people with fair to bad credit. AmOne advisors will help you understand your current financial situation and tailor a solution that best fits you, not line the pockets of “fat cat” lenders. AmOne advisors can also assist you in applying for a loan, up to $50,000, to get you back on track.

If you have been turned down for loans before, don’t worry. AmOne advisors have seen it all. They can assist you in getting the right solution tailored to your needs even if your FICO Score is in the 495-595 range. APR’s will vary based on your individual needs, but they can start at as low as 3.99% APR.

Get AmOne

3. Earn More Than $25,000/Year Apply For A No Interest - $2,500 Credit Limit

“Costly life events happen, but people shouldn’t have to pay up to four times retail prices for what they need!” That’s a direct quote from the CEO of Zebit. What is Zebit? Well, Zebit is an online store that offers no interest, no membership fees, and no FICO® score needed.

Zebit offers its customers access to a $2,500 line of credit to shop thousands of products on their site. “How does Zebit make money?” Like any retailer, Zebit sells products that it purchases at wholesale prices. The spread between the wholesale price and the listed price is how Zebit makes money.

Zebit offers members the flexibility to pay for anything they buy over time. Zebit offers every type of product you can imagine. Electronics, computers, furniture, appliances, and more. Zebit offers all the major brands like Apple, Gucci, Samsung, Fitbit, Nintendo - you’re not getting cheap stuff!

To qualify for a Zebit account, you will need to be over 18, employed, retired, or disabled with benefits.

Apply Now

**4. Apply For A Fast Auto Loan From This Credit Union If You Earn Over $40,000/Yr **

If you bought a new car, truck, or SUV in the past 24 months, you’ve probably paid too much. The stay at home orders caused a massive “glut” in the car market. Dealers need to liquidate their inventories asap. Some auto manufacturers are even offering 0% APR for 7 years to qualified buyers.

Fiona, from Even Financial, is a great solution for your auto loan needs! You can search for the perfect loan to get you into the new car, truck, or suv payment you can afford. They could even get you approved for financing with a FICO Score below 550.

Apply Now

5. Earn More Than $75,000/ Year, Get Credible

Credible maybe the nation’s best debt consolidation loan company. You can apply to borrow up to $40,000. Whether you’re consolidating credit card debt, student loan debt, or looking to remodel your home, Credible maybe the best choice for you. Credible has a quick and easy application process.

Apply now, Credible is totally free and has no hidden fees!

Learn Mores

Bonus Tips:

Downloading This App Could Boost Your FICO® Score

Register for Experian Boost™ and watch your FICO® score take off. Experian Boost™ is a free app by one of the largest credit reporting agencies on the planet.

All you have to do is sign up and verify that you have been paying your bills on time (cell phone bill, streaming services, cable bill, or other utilities), and you could get an INSTANT credit score boost. Plus, it’s FREE! There’s no easier way to improve your credit. Results will vary, see Experian’s™ website for full details.

Get Your Boost

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