If you’ve lost your job during the pandemic, or your income has dropped, you’re not alone.
Millions of Americans are suffering from job instability, and it’s nobody’s fault.
We’ve learned that we can’t rely on stimulus checks and government aid to keep families afloat forever.
Luckily, there are tools available to help you save money, protect your credit, and put more cash in your pocket.
One of the best tools is Experian Boost™, a completely free app that could put an economic shield around you and your family during these tough times.
Experian Boost™ can instantly boost your FICO® credit score for FREE. This makes you much more attractive to lenders around the country.
With an improved FICO® credit score, you will:
● Have access to more loans
● Be approved for larger loans
● Pay lower interest rates
● Lower your APR for auto and homeowner’s insurance
● Be able to refinance your house
And that is just the tip of the iceberg.
Experian Boost™: Our #1 Recommended App
If your economic outlook is uncertain, you must be ready to lower your current interest rates or take out a loan to cover any income gaps.
That’s exactly what Experian Boost™ can do. It’s free, instant, and comes with zero strings attached.
Experian Boost™ can instantly boost your credit score without you having to take a loan, open a credit card, or spend a dime.
How does it work?
You make payments every month for several purchases, such as food, gas, insurance, bills, and more.
Some of these payments are eligible to increase your FICO® score—but only if you report them.
Experian Boost™ identifies the payments you already make that can improve your credit score and verify them for an instant credit score boost.
For example, by confirming that you pay your phone bill every month, you can instantly improve your credit. With Experian Boost™, you can do this on your smartphone with a click.
The average Experian Boost™ user sees a credit score increase of 13 points. If you keep reporting for over six months, your score will continue to improve.
Why is it Important to Improve Your FICO® score?
Your FICO® score represents a combination of your credit scores from all of the top credit reporting agencies. It gives a complete picture of your credit history.
This makes FICO® the king of all credit scores.
It’s so powerful that 90% of top lenders use your FICO® score to determine your approval, interest rates, and more.
Your FICO® score tells lenders how likely you are to pay back a loan. A high score will make lenders compete for your business. This gets you bigger loans at lower rates.
A low score gives you fewer opportunities and high-interest rates.
Improving your FICO® score directly is much more beneficial than improving your credit score from Equifax or another reporting agency.
Boosting your FICO® score with Experian Boost™ cuts out the middleman and improves your credit instantly.
How to Use Experian Boost™
Experian Boost™ is the easiest way to improve your FICO® score and protect your family’s finances during the pandemic. And it’s free to use.
Here’s how to boost your FICO® score instantly:
Download Experian Boost™ now. By the time it downloads, you’ll be ready to boost your score!
Connect the bank account you use to pay your bills (your privacy is protected by 256-bit SSL encryption).
Verify the payment histories that can boost your FICO® Score, such as phone and utility bills.
Get an instant credit score boost!
It’s that easy.
Imagine boosting your FICO® score by 20 points instantly and pushing you from an OK score of 680 to a good score of 700. If you need to take out a loan next month, you’ll be eligible for a lower interest rate.
This can save you thousands of dollars.
And the best news is that you’re already eligible for these savings. All you need to do is verify with Experian Boost™.
Is Experian Boost™ Trustworthy?
Yes. Experian Boost™ is a free service provided by Experian, one of the world’s largest credit consumer credit reporting services.
Experian is active in 80+ countries and employs over 17,000 people worldwide. It is a member of the FTSE 100 Index on the London Stock Exchange, and it’s subject to stringent regulations and security protocols.
Experian offers several free services to consumers to help them manage their credit. It also provides paid services to consumers and businesses. Still, there is no obligation to use these services when you download the Experian Boost app or use Experian’s other free tools.
What Experian Boost™ Isn’t
Don’t get burned by credit agencies promising the world for a fee.
Experian Boost™ will never:
● Harvest your data: Your data remains completely private when you use Experian Boost. Thanks to SSL encryption, your sensitive information remains locked and unhackable.
● Piggyback your account: Piggybacking credit services link your account to another account to improve your credit score. This is risky and unreliable. Experian is not a piggybacking service.
● Offer credit repair: Credit repair agencies are known to charge thousands of dollars to lower interest rates and improve scores. Experian doesn’t offer these services.
● Charge you a cent: Experian Boost™ is free and instant.
Boost Your FICO® Score Now—Not Later!
If you are recently unemployed due to the pandemic or worried about the end of government aid, you need to boost your FICO® score now.
Don’t wait for the last minute. You must make sure that loan agencies see your improved score when they consider your application.
The sooner you boost your score, the more time your score will have to grow if you need a loan in the future.
Times are changing, and the future is uncertain. Don’t wait for the world to go back to normal. Prepare yourself and protect those you love by improving your FICO® score now with Experian Boost™. Results may vary, please see Experian’s™ website for full details.