The pandemic has many of us feeling uneasy.
As the future seems to be uncertain, a wait and see approach seems to be what most people are doing.
You can wait and see if Congress will pass another stimulus bill or take matters into your own hands. There are a few mobile apps that make life simple, invest your spare cash, pay off your debt, lower your bills, and make the future a little more secure.
1. If Cash Is Tight - Apply For A $2,500 Spending Limit
“Costly life events happen, but people shouldn’t have to pay up to four times retail prices for what they need!” That’s a direct quote from the CEO of Zebit. What is Zebit? Well, Zebit is an online store that offers no interest, no membership fees, and no FICO® score needed.
Zebit offers its customers access to a $2,500 line of credit to shop thousands of products on their site. “How does Zebit make money?” Like any retailer, Zebit sells products that it purchases at wholesale prices. The spread between the wholesale price and the listed price is how Zebit makes money.
Zebit offers members the flexibility to pay anything they buy over time. Zebit offers every type of product you can imagine. Electronics, computers, furniture, appliances, and more. Zebit offers all the major brands like Apple, Gucci, Samsung, Fitbit, Nintendo - you’re not getting cheap stuff!
To qualify for a Zebit account, you will need to be over 18, employed, retired, or disabled with benefits.
2. Use This App To Buy Stocks For Just $1.00
Everybody needs gas in their car, right? It would be great to own a few fuel companies! Stash is an app that allows you to start investing* in the stock market with just $1. By purchasing fractional shares in any publicly-traded company like ExxonMobile, Tesla, Netflix, Ford, Apple, or Google, anyone can afford to build real wealth at a price they can afford.
You can build a diversified portfolio with very little money. The service has a $0 account minimum, so there is no reason not to join! For a limited time, Stash will give you $5 to invest when you make your first investment.
3. This App Could Put $820.00 Back In Your Wallet
What if someone offered you $825.00, would you take it? We would! Gabi, an insurance shopping comparison engine, is an essential app that allows average users to save $820.00 a year.
Gabi can help you find and switch to a cheaper insurance rate within minutes - for free! Just download the app, and follow the instructions. Once you’re registered, you will need to allow Gabi to scan your current online insurance account (Gabi is 100% safe and secure).
Gabi will do the rest. Gabi can compare your current rate with other insurance companies like Progressive, Travelers, Nationwide, Kemper, Safeco, and many more.
4. This Lending App Wants To Pay Off Your Credit Card Debt
Founded in 1999, AmOne has grown to become one of the nation’s largest financial assistance companies for people with fair to bad credit. AmOne advisors will help you understand your current financial situation and tailor a solution that best fits you, not line the pockets of “fat cat” lenders. AmOne advisors can also assist you in applying for a loan, up to $50,000, to get you back on track.
If you have been turned down for loans before, don’t worry. AmOne advisors have seen it all. They can assist you in getting the right solution tailored to your needs even if your FICO Score is in the 495-595 range. APR’s will vary based on your individual needs, but they can start at as low as 3.99% APR.
5. Download This App & Instantly Boost Your FICO® Score
Hitch your credit score to this rocket and watch it take off with Experian Boost™.
All you have to do is sign up and verify that you have been paying your bills on time (cell phone bill, cable bill, other utilities.), and you could get an INSTANT FICO® Score boost. Plus, it’s FREE! There’s no easier way to improve your credit. Results will vary, see Experian’s™ website for full details.
6. You Could Earn $1,200 To Shop at Target
You may not feel very useful as you scroll your way into the depths of the internet, but your data is actually worth A TON of money to corporations.
So, why not take a piece back? With Swagbucks, you can. They give out over 7,000 gift cards a day to customers for Amazon, Walmart, Target, and more just for surfing the web and watching videos. Or, you can have cash sent straight to your PayPal account.
A Swagbucks user in Pennsylvania, 52-year-old Carolinda Hendrickson, earned $1,200 in a year. It’s easy to make an extra $5 in a one day, by watching a few videos. That translates to some serious extra cash in your pocket each month.
7. Change Your Direct Deposit & Stop Paying Overdraft Fees
Checking accounts have an average yearly cost of $97.80 in fees, according to the federal government. That’s were Aspiration Bank comes in. Aspiration is an online-only bank offering most of the services your big bank does, without all the fees.
What Aspiration Offers?
What doesn’t it offer? First off, the Aspiration Summit Checking Account has NO monthly fees. There are zero minimum balance fees, overdraft fees, and ATM fees when you use your Aspiration Bank Debit MasterCard. Your debit card also gets you 0.5% cashback on all purchases - making it a cash-back-card!
The Aspiration Bank Summit Account is an interest-bearing checking account that you can open with as little as $10. According to the bank’s website, the account earns an APY of 1%, which is up to 100 times better than the interest rate offered at big banks.
*Investment advisory services offered by Stash Investments LLC, an SEC-registered investment adviser. This material has been distributed for informational and educational purposes only and is not intended as investment, legal, accounting, or tax advice. Investing involves risk. This material is not intended as investment advice and is not meant to suggest that any securities are suitable investments for any particular investor. Investment advice is only provided to Stash customers. The offer is subject to Promotion Terms & Conditions.