It’s Friday night, and that means it’s pizza night.
You order up a few pies from your favorite local joint, call the family to the kitchen, and get a head start on your hard-earned weekend.
It’s the simple things in life that make all the difference.
Wouldn’t it be nice if your insurance coverage was that simple too? And wouldn’t it be even better if it was that cheap?
With Ladder Life Insurance, it is.
Ladder harnesses the power of technology and American free-market capitalism to get you the best possible rate for your life insurance policy in just 5 minutes.
And, you can do it all from your phone.
Ladder has insured thousands of Americans for billions in coverage. It was selected as one of Fast Company’s 10 most innovative companies for finance, and it’s been featured in The Wall Street Journal.
We know what you’re thinking:
If it’s so easy to get life insurance, why has it been SO COMPLICATED for SO LONG?
Well, insurance companies have a dirty secret.
The Life Insurance Industry’s Dirty Secret (MUST READ)
This secret makes life insurance companies billions of dollars. And it could save you thousands a year.
The big secret: Life insurance companies make more money when their policies are complicated.
If you don’t understand what you’re paying for, it’s easy to pay for something you don’t really need.
For example, a life insurance company might try to sell you a policy that accounts for 30 years of mortgage payments even if you’re on track to pay off your home in 12 years. That means, for 18 years, you’ll be paying more than you need to.
The insurance salesperson will take a fat commission, and you’ll get stuck with the bill—for life.
But life insurance doesn’t have to be complicated. In fact, it’s pretty simple. And thanks to the power of technology, Ladder is showing people just how simple (and affordable) life insurance really is.
Ladder: Changing the Life Insurance Game
Ladder has made a huge splash in the financial world because it’s shifted the way people think about life insurance.
It’s not complicated. No offices or meetings with suits. No endless contracts. No confusing jargon.
Just choose your policy online, apply, and click. You can be covered for a million bucks in 5 minutes for under $35 a month.
And you can do it all on your phone during your coffee break (or pizza night).
Ladder offers the same high-quality and dependable coverage as the big guys (its policies are backed by Fidelity and Allianz). But it stripped away all the costly add-ons and complications that make life insurance so expensive.
Take a look:
Operate in office buildings nationwide ($$$)
Fat commissions for salespeople
Costly policy changes
Ladder Life Insurance
No commissions—just honest rates Corporate
Policies change with you, for free
Ladder’s goal isn’t to have its logo plastered across a building on Wall Street. It was founded to help close the 16 TRILLION life insurance gap in America.
Getting more Americans covered means a better, safer life for us all.
Now, you can get the life insurance you need to make sure that your family can enjoy Friday pizza nights for years to come, even if you can’t be there with them.
Don’t wait to get coverage. Go to ladderlife.com now to find out how much you can save on life insurance. You don’t need to commit to find out how much you can save. You WILL be surprised at just how little it costs to protect your family from the unexpected.
Ladder Life Insurance FAQ
Ladder makes life insurance easy, but we know you still have questions! We’ve got the answers right here.
Is Ladder insurance different from standard life insurance?
Yes. It’s better! Ladder offers the same quality coverage as traditional insurers. But at Ladder, you can choose to adjust your coverage over time so you always pay the lowest rate.
For example, if you pay off your mortgage 20 years into your 30-year insurance policy, your family will need less money in the event of your death. You can easily adjust your policy to lower your coverage and your monthly payments. This puts more money in your pocket when you need it while protecting your family with AA-strong coverage.
You can make all of these adjustments online in minutes. And it’s free.
Do I need a medical exam to apply for Ladder insurance?
No. You don’t need a medical exam. You also don’t need to meet with advisors, salespeople, or lawyers.
Simply visit ladderlife.com and choose the policy that best fits your life. If you have any questions, you can call an advisor for a chat. Ladder staff are all salaried employees and receive no commissions, so you know they have your best interest at heart.
Note: In some special cases, such as those involving chronic illness, Ladder may request that you visit a doctor before your coverage begins.
Do Ladder policies pay out a lump sum?
Yes. In the event of a policy payout, your loved ones will receive a full, lump-sum payment. In most cases, your Ladder payout will not be subject to taxation. The recipients will benefit from the entire sum.
Can I trust Ladder?
Yes. Ladder isn’t just an internet start-up. It’s one of the most celebrated new insurance brands.
Ladder’s policies are backed by the most trusted names in insurance—Fidelity and Allianz. These companies offer AA-rated policies that are guaranteed to payout.
But don’t take our word for it. Ladder is also recommended by:
● The Wall Street Journal
● Fast Company
And, it has a TrustPilot verified rating of 5 stars by over 1000 satisfied customers.