Avoid Maxing Out Your Credit Cards This Holiday Season, Do This Instead

Christina Rodgers
Avoid Maxing Out Your Credit Cards This Holiday Season, Do This Instead
Quick FYI: The companies and recommendations in this post contain sponsored links. Which means A Quarter Richer receives compensation or a commission. You can learn more about our Advertising Policies by visiting here. We are telling you this because honesty is the best policy.

The holidays are quickly approaching, and the economy is recovering at a snail’s pace. Ensuring you can pay your bills, have a peaceful Thanksgiving, and get a few gifts under the tree can be stressful.

There are plenty of services and mobile apps that can allow you to get the cash you need and make the holidays less stressful.

1. If Cash Is Tight, Try This Loan Service Now

Founded in 1999, AmOne has grown to become one of the nation’s largest financial assistance companies. AmOne advisors will help you understand your current financial situation and tailor a solution that best fits you, not line the pockets of “fat cat” lenders. AmOne advisors can also help you apply for a loan, up to $50,000, to get you back on track.

If you have been turned down for loans before, don’t worry. AmOne advisors have seen it all. They can help you get the right solution tailored to your needs even if your FICO Score is less than perfect. APR’s will vary based on your individual needs, but they can start at as low as 3.99% APR.

Get AmOne

2. This Loan Service Isn’t Worried About Your Credit Score

Finding the right personal loan and getting approved can take months. Who has months to wait for a loan? That’s why Even, the leading search, comparison, and recommendation engine for financial services, created “Fiona.”

Fiona is the fastest, easiest, most comprehensive way to search loans and savings accounts from the top providers. By filling out a simple form, Fiona checks if you are pre-approved and gets the best offers from the top providers for you in seconds so that you can get instantly matched with the right personalized recommendation all in one place. You can borrow as much as $100,000, with loan terms of up to 7 years. The interest rate you’ll pay will depend on your creditworthiness. It will take you less than 60 seconds to apply. Not even Santa works that fast. Credit card debt can get out of hand fast, but you don’t have to continue paying those outrageous interest rates.

Start Your Search

3. Apply For A $2,500 Credit Limit

“Costly life events happen, but people shouldn’t have to pay up to four times retail prices for what they need!” That’s a direct quote from the CEO of Zebit. What is Zebit? Well, Zebit is an online store that offers no interest, no membership fees, and no FICO® score needed. Zebit offers its customers access to a $2,500 line of credit to shop thousands of products on their site. “How does Zebit make money?” Like any retailer, Zebit sells products that it purchases at wholesale prices. The spread between the wholesale price and the listed price is how Zebit makes money.

Zebit offers members the flexibility to pay for anything they buy over time. Zebit offers every type of product you can imagine. Electronics, computers, furniture, appliances, and more. Zebit offers all the major brands like Apple, Gucci, Samsung, Fitbit, Nintendo - you’re not getting cheap stuff!

To qualify for a Zebit account, you will need to be over 18, employed, retired, or disabled with benefits.

Apply Now

4. Earn Extra Cash Watching Holiday Specials

InboxDollars is one of the world’s leading online rewards clubs and works with top brand names like Walmart, Netflix, Target, and H&R Block. Earn up to $225 a month shopping, reading email offers, and even watching online TV right on your mobile device.

How it Works: Choose a video selection (topics include TV shows, movie previews, cooking videos, and more). InboxDollars lets you know how long each playlist runs, from a few minutes to a half-hour. Select a playlist, watch, and earn cash. Signing up with InBoxDollars is fast and easy.

Stuff Your Stocking Now

5. Stop Overpaying For Your Old Car

If you bought a new car, truck or SUV in the past 24 months, you’ve probably paid too much. The stay at home orders caused a massive “glut” in the car market. Dealers need to liquidate their inventories asap. Some auto manufacturers are even offering 0% APR for seven years to qualified buyers.

Fiona from Even Financial, can help you get you into the new car, truck, or SUV payment you can afford. They work with a wide range of lenders that can accommodate most credit histories. Checking your rate will not impact your credit score!

Get A Quote

6. Give Your Family A Piece Of Amazon For Just $1.00

Stash is an app that allows you to start investing with just $1. By purchasing fractional shares in any publicly-traded company like Amazon, Tesla, Netflix, Ford, Apple, or Google, anyone can afford to build real wealth at a price they can afford.

You can build a diversified portfolio with very little money. The service has a $0 account minimum, so there is no reason not to join! For a limited time, Stash will give you $5 to invest when you make your first investment. Your family will thank you for years to come.

Claim $5 Now

7. Switch Your Car Insurance Before The New Year

What if someone offered you $825.00? Would you take it? We would! Gabi, an insurance shopping comparison engine, is an essential app that allows average users to save $825.00 a year.

Gabi can help you find and switch to a cheaper insurance rate within minutes - for free! Just download the app, and follow the instructions. Once you’re registered, you will need to allow Gabi to scan your current online insurance account (Gabi is 100% safe and secure).

Gabi will do the rest. Gabi can compare your current rate with other insurance companies like Progressive, Travelers, Nationwide, Kemper, Safeco, and many more. Switching policies before the new year could put extra cash in your pocket by January!

Switch Now

8. If You Need To Consolidate Your Debt Try Credible

Credit card debt can get out of hand fast, but you don’t have to continue paying those outrageous interest rates.

Credible will consolidate all of your debts into one monthly payment and could drop your interest rate by as much as 80%. That would save the average American thousands of dollars a year!

By consolidating your credit card debt, you can take advantage of MUCH smaller monthly payments right away. Reducing your monthly payments right now is a wise move.

Learn More

9. Try This Holiday Side Hustle Today

You may not feel very useful as you scroll your way into the depths of the internet, but your data is actually worth A TON of money to corporate goons.

So, why not take a piece back? With Swagbucks, you can. They give out over 7,000 gift cards a day to customers for Amazon, Walmart, Target, and more just for surfing the web and watching videos. Or, you can have cash sent straight to your PayPal account.

A Swagbucks user in Pennsylvania, 52-year-old Carolinda Hendrickson, earned $1,200 in a year. It’s easy to make an extra $5 in one day by watching a few videos. That translates to some serious extra cash in your pocket each month. Start Earning Now