5 Essential Apps That Work On All Smartphones

Christina Rodgers
5 Essential Apps That Work On All Smartphones
Quick FYI: The companies and recommendations in this post contain sponsored links. Which means A Quarter Richer receives compensation or a commission. You can learn more about our Advertising Policies by visiting here. We are telling you this because honesty is the best policy.

With 2020 now in our rearview mirror, it’s time to focus on having a fantastic 2021. But, in order to do so, we need to make sure we get our finances in check.

Making a few taps with your thumb could jumpstart your 2021 and make it the best year of your life. That’s why our editors selected there top 5 mobile apps everyone with a smartphone should check out:

1. This App Could Boost Your FICO® Score Instantly

Register for Experian Boost™ and watch your FICO® score take off. Experian Boost™ is a free app by one of the largest credit reporting agencies on the planet.

All you have to do is sign up and verify that you have been paying your bills on time (cell phone bill, streaming services like Netflix, cable bill, or other utilities), and you could get an INSTANT credit score boost. Plus, it’s FREE! There’s no easier way to improve your credit. On average, users see a 13-point increase in their FICO® Score 8, which is based on Experian data.

Registering for Experian Boost is easy. Just connect the bank account(s) you use to pay your bills. Choose and verify the positive payment data you want added to your Experian credit file, and viola, receive an updated FICO score. Results will vary, see Experian’s™ website for full details.

Boost Your Score Now

2. Apply For A No Interest - $2,500 Credit Limit

You don’t need to rely on a credit card if you have Zebit! What is Zebit? Well, Zebit is an online store that offers no interest, no membership fees, and no FICO® score needed. Zebit offers its customers access to a $2,500 line of credit to shop thousands of products on their site. “How does Zebit make money?” Like any retailer, Zebit sells products that it purchases at wholesale prices. The spread between the wholesale price and the listed price is how Zebit makes money.

Zebit offers members the flexibility to pay for anything they buy over time. Zebit ofers every type of product you can imagine. Electronics, computers, furniture, appliances, and more. Zebit offers all the major brands like Apple, Gucci, Samsung, Fitbit, Nintendo - you’re not getting cheap stuff!

To qualify for a Zebit account, you will need to be over 18, employed, retired, or disabled with benefits.

Apply For A Spending Account Now

3. Register For This App & Search For Low-Interest Loans

Finding the right personal loan and getting approved can take months. Who has months to wait for a loan? That’s why Even, the leading search, comparison, and recommendation engine for financial services, created “Fiona”.

Fiona is the fastest, easiest, most comprehensive way to search loans and savings accounts from the top providers. By filling out a simple form, Fiona checks if you are pre-approved and gets the best offers from the top providers for you in seconds, so you can get instantly matched with the right personalized offer all in one place. You can borrow as much as $100,000, with loan terms of up to 7 years. The interest rate you’ll pay will depend on your creditworthiness. It will take you less than 60 seconds to apply.

Register Now

4. Use This App To Buy Amazon Stock For Just $1.00

Everyone shops on Amazon! So, owning stock in one of the largest corporations in the world could be an excellent long-term investment, right? Stash is an app that allows you to start investing* in the stock market with just $1. By purchasing fractional shares in any public companies like Amazon, Netflix, Ford, Apple, Kroger, or Walmart, anyone can afford to build real wealth at a price they can afford.

You can build a diversified portfolio with very little money. A Stash Invest account allows you to invest with as little as $0.05 (nickel). When you open a Stash Invest account and deposit at least $5, Stash will give you a bonus of $5 to invest.

Claim Your $5.00 Bonus Now

5. Never Pay Overdraft Fees Again, With This No Fee Debit Card

Using your debit card instead of your credit card is a great alternative. But how do you avoid all those bank fees?

Aspiration is an online-only bank offering most of the services your big bank does, without any of the fees.

What makes Aspiration different? There are zero minimum balance fees, overdraft fees, and ATM fees when you use your Aspiration Bank Debit MasterCard. Your debit card also gets you 0.5% cashback on all purchases - making it a cash-back-card! You get this debit card when you open the Aspiration Summit Checking Account. A checking account with NO monthly fees.

The Aspiration Bank Summit Account is an interest-bearing checking account that you can open with as little as $10. According to the bank’s website, the account earns an APY of 1%, which is up to 100 times better than the interest rate offered at big banks. Open your account to boost your score and save on fees!

Open Your Account Now