If You Need An Emergency Loan, Try This

Christina Rodgers
If You Need An Emergency Loan, Try This
Quick FYI: The companies and recommendations in this post contain sponsored links. Which means A Quarter Richer receives compensation or a commission. You can learn more about our Advertising Policies by visiting here. We are telling you this because honesty is the best policy.

It happens too often: you’re still a week away from your next paycheck when a pipe bursts in your home or your car needs a new transmission. Now, you’ll need to find money to cover the repair. You try searching for personal loans, but it’s a slow process, and your FICO Score is too low to find reasonable offers.

Seedfi is the solution to your problems. Seedfi allows you to create a nest egg for yourself, boost your credit score, and provide you with access up to $4,000 in cash if you need it. Here’s how Seedfi works:

Apply For Access To $4,000 If You Need It

Financial emergencies put stress on our emotions and bank accounts. You might have considered taking out a personal loan to cover your costs but searching for loans is complicated and time-consuming. When you have less than perfect credit, getting a loan can be nearly impossible.

That’s why Seedfi may give you access to their “Borrow & Grow”† program. Their Borrow & Grow Plan allows you to access up to $4,000 while also putting some money away in savings.

SeedFi’s Borrow & Grow Program gives you quick access to the money you need upfront. It gives you quick access to funding (if approved, you can get cash in as little as 24 hrs) and holds the rest in an interest-bearing savings account.‡ SeedFi knows that having savings can help you avoid the need for an emergency loan in the future. Seedfi's rates are closer to what you’d find with a typical personal loan compared to a high-interest installment loan— and there are no hidden fees.

Payments are due twice a month, but they’re synced up with your pay schedule to help you avoid a late fee.

Whether your car’s broken down or you’ve made an unexpected visit to the doctor, Seedfi’s “Borrow & Grow” program can help you weather a financial storm.

Built For You, By People Just Like You

There’s a significant difference between Seedfi and other financial companies that might offer to “help” you: Seedfi actually cares about its users.

Seedfi founder Eric Burton created SeedFi based on his own experience of growing up in a low-income family with poor credit and limited access to cash. “Growing up in a low-income family, seeing my parents fight to keep the lights on and food on the table, barely making ends meet while putting myself through college, and struggling to improve my own bad credit score. After getting out of debt, building my savings, and working in the credit industry for over ten years, SeedFi is the solution I always wanted for these problems.”

It’s hard to believe, but it’s true! Seedfi is THAT company that anyone with a FICO score below 660 or earns less than $65,000 should join!

Personal loans and banking services are provided by SeedFi’s bank partner, Cross River Bank, Member FDIC. Borrow & Grow Plan loans for first-time borrowers range from $1,200 to $7,000 with $300 to $4,000 accessible immediately and the rest of the loan locked in a savings account until you repay in full. Repayment periods range from 8 months to 47 months, and APRs range from 7.42% to 29.99% Advertised rates and terms will be subject to change without notice. Your actual APR and other loan terms will be shown to you as part of the online application process.

Borrow & Grow Plans require that you open a no-fee SeedFi Savings Account. The account is opened as part of the application process.