Being short on cash is the worst feeling, especially when you have a family. There are programs to help American's make ends meet that doesn't charge ridiculous APRs. Here are a few ways to get the cash you need into your bank account in as little as 24 hours:
1. Apply For A Next Day CUP Loan
Almost 50 million American's will not be able to pay their credit card bill this month. If the pandemic has negatively impacted you, you should apply for a "catch up" loan (also known as a "CUP" loan). AmOne offers CUP loans in the amount of up to $50,000.
An AmOne advisor can assist you in getting the right solution that is tailored to your needs, even if your FICO Score is below 600. APRs will vary based on your individual needs, but they can start at as low as 3.99%.
2. Download This App To Borrow $500 Now
If you're in a financial pinch, Possible Finance could be an easy solution. Possible Finance is a mobile app that offers same-day loans up to $500. Possible Finance is an excellent alternative to payday loans for people who need cash fast!
Possible Finance gives you an eight-week payment plan to repay your loan. You'll have as much as four times the flexibility in repaying your loan compared with traditional payday lenders. Possible Finance also does not perform a hard credit inquiry during the application process, so you won't hurt your credit score. If you earn more than $750 a month and have some cash in your bank account, you should get the loan you need!
3. Apply For A $7,000 Emergency Family Loan & Savings Account
Seedfi is doing its best to help families affected by the pandemic by offering people a path to better credit and savings. If you're in a tight spot and need some extra money, SeedFi has a Borrow & Grow Plan. It allows you to access up to $4,000 while building your credit.
The plan helps borrowers with low credit scores access funds quickly, making it ideal for emergencies, such as a car repair or medical bill. Unlike other emergency loans, borrowers build up savings during repayment. You have up to 44 months to repay your loan.
Getting the credit you deserve shouldn't be that hard. That's why they created the Extra Debit MasterCard. It's a debit card that works like a credit card. Your Extra MasterCard links directly to your checking account. When you use your Extra Card to make purchases, Extra will spot you the money based on how much is in your bank account. Extra pays themselves back later for the purchases you made.
Plus, Extra will calculate all your purchases at the end of each month and report them to the credit bureaus. This is HUGE. The credit agencies view these purchases as if you are paying back a line of credit. That means all these purchases BOOST your FICO score each month. Some Extra card members have reported a 200 point jump in their credit scores in as little as 6 months.
To qualify for an Extra MasterCard account, you must be over 18 and have a valid checking account. Remember, applying for an Extra MasterCard account won't affect your credit score.